Circular 09/2013/TT-NHNN on the maximum interest rates of VND short-term loans imposed by credit institutions and branches of foreign banks

Others Agencies 08:34 09/05/2013 502
(vasep.com.vn) On March 25th 2013, the State Bank of Vietnam (SBV) issued the Circular No. 09/2013/TT-NHNN on the maximum interest rates of VND short-term loans, imposed by credit institutions and branches of foreign banks, on their borrowers in order to satisfy the demand for capital serving some economic fields and sectors.

Accordingly, maximum VND short-term lending rate charged by credit institutions and foreign bank branches is 11 percent per annum. Therefore, the People's Credit Funds and Micro Finance Institutions are allowed to apply the maximum VND short-term lending rate of 12 percent per annum.

Short term VND loans applied this maximum interest rate to meet the capital requirements for:

a) supporting agricultural and rural development in line with Decree No. 41/2010/NĐ-CP of the Government dated April 12th 2010 on credit measures for agricultural and rural development;

b) implementing plan for production and business of export goods in accordance with the Law on Commerce;

c) supporting production and business of small and medium enterprises (SMEs) in accordance with Decree No. 56/2009/NĐ-CP dated June 30th 2009 on supporting SMEs;

d) developing supporting industries in line with Decision No. 12/2011/QĐ-TTg of the Prime Minister dated February 24th 2011 on policies of developing supporting industries;

e) supporting high – tech enterprises in accordance with the relevant regulations and Law on High Technology.

The Circular takes effect on March 26th 2013, and replace the SBV Governor ‘s Circular No. 33/2012/TT-NHNN dated December 21st 2012.

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